Government Loan Pros - FHA, VA, and USDA Rural Home Loans

Monday, September 6, 2010

Federal Way WA - VA Loan and FHA Loan info page

Federal Way WA - VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - Washington VA Lender & FHA Lender

VanDyk Mortgage is your source for VA Loans and FHA Loans in Federal Way. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Federal Way Homebuyers and King County Homeowners to Purchase and refinance homes..

FHA & FHA Jumbo (aka High Balance)
VA & VA Jumbo (aka High Balance)
Conforming & Conforming Jumbo (aka High Balance or Super Conforming)
Jumbo Loans to $3m

Federal Way FHA Loans are available up to $567,500 with just 3.5% down payment. The FHA 2010 Loan Limit for Federal Way is $567,500. Federal Way FHA Loans that are over $417K up to $567,500 are called FHA Jumbo or FHA High Balance loans.

Federal Way VA Loans are available up to $481,250 with zero down payment required. The Federal Way VA Loan Limit in 2010 is $481,250. However, Veterans are not limited to the King County Loan limit of $481,250 for VA Loans in Federal Way. We also offer VA Jumbo Loans up to $1.5 Million with the appropriate downpayment or equity to reach the VA Guarantee requirements of 25%. Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

Federal Way Conforming Loans are available up to $567,500. The Federal Way Conforming Jumbo Loans (aka Conforming High Balance,those over $417,000 and up to $567,500) require a minimum of 10% downpayment or equity.

Federal Way Home Loan information

FHA Home loans in Federal Way, Washington:

FHA Home Loans require just 3.5% downpayment
FHA Jumbo Loans up to $567,500 (aka FHA High Balance)
The $567,500 is the base loan amount - the Federal Way FHA Loan Limit of $567,500 does not have to include the UFMIP (FHA's Upfront Mortgage Insurance Premium, which is usually financed into your loan amount)
Federal Way home buyers can purchase up to a $588K home with 3.5% down.
The Seller can pay up to 3% of your closing and settlement costs.
Minimum score for a FHA Home Loan is just 620, even on FHA High balance or FHA Jumbo.
You can receive a gift of funds for your Downpayment and closing costs from Family
FHA Condominium requirements include at least a 51% owner occupancy ratio, no outstanding lawsuits against the Homeowners Association - call for details.
FHA Loans allow non-occupying co-borrowers such as parents and siblings.

VA Home Loans in Federal Way, Washington:

Active Duty Military and Veterans can both qualify
100% financing up to $481,250
A $500k Federal Way VA Home Purchase would only require $4,687 downpayment ( .94%) - not including the VA Funding Fee
A $675k Federal Way VA Home Purchase would only require $48,437 downpayment (7.18%) - not including the VA Funding Fee
~VA Loans require no Mortgage Insurance
VA Loans do require a VAFF (VA Funding Fee), which is usually financed
Veterans with a 10% or higher VA disability pay no VA Funding fee
Sellers can pay up to 4% of the VA Buyers closing costs
VA Loans for condos are available up to $481,250 with zero down

Conforming Home Loans in Federal Way, Washington:

Available up to $567,500 with the Conforming High Balance (aka conforming Jumbo)
Federal Way Conforming loans available up to $417,000
require a minimum of 5% downpayment or up to 95% LTV
Allow for condominiums, Second Homes, and investment properties
Call for details on Fico score requirements, downpayment requirements, etc

** please visit our post on Conforming vs Conventional to help explain the difference between these two terms, they are often misused in the media and web.

Give us a call at 866-900-2342 direct, ask for Brian Skaar to see if this is the right loan for you. Visit us on the web at www.vandykfunding.com

VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.

Go with the Government Loan Pros, go with VanDyk. Visit us at www.vandykfunding.com or call Brian Skaar direct at 866-900-2342 for help with your FHA or VA loan. We offer FHA, FHA Jumbo, VA, VA Jumbo, Conforming & Jumbo Loans. VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

In addition to Federal Way , WA, we service the entire state of Washington, including Spokane, Spokane Valley, Mead, Newport, Liberty Lake, Newman Lake, Airway Heights, Deerpark, Seattle, Tacoma, Everett, Puyallup, Kent, Auburn, Bellevue, Federal Way, Kirkland, Redmond, Woodinville, Snohomish, Marysville, Lake Stevens, Mukilteo, Lynnwood, Montlake Terrace, Edmonds, Des Moines, Renton, Issaquah, North Bend, Monroe, Olympia, Lacey, Bremerton, Tumwater, Port Orchard, and Vancouver. In addition to Washington State, we service the entire state of California, including Redding, Sacramento, Bakersfield, Stockton, Oakland, San Francisco, Fremont, Clovis, Sunnyvale, Patterson, Modesto, Salinas, Palmdale, Lancaster, Los Angeles, Ventura, Santa Monica, San Bernardino, Riverside, Corona, Santa Ana, Orange, Irvine, Anaheim, Huntington Beach, Long Beach, Brea, Ventura, Santa Barbara, Monterey, Corona, Palm Springs, Indio, Temecula, Murrieta, San Diego, Chula Vista, Oceanside, Escondido, Vista, La Mesa, Santee, Santa Maria, Santa Clarita, San Clemente, Laguna, Aliso Viejo, Mission viejo, Rancho, Santa Margarita, Rancho Cucamonga, and more.

VanDyk Mortgage is a VA Direct Lender (since 1987) offering VA Loans such as VA purchase loans, VA Streamline Refinance, VA IRRRL, VA Refinance Loans, VA Mortgages of all types. As a Government Direct Lender, VanDyk Mortgage is also a HUD Full Eagle FHA Direct Endorsement Underwriter, ie FHA Direct Lender offering FHA Loans such as FHA Purchase loans, FHA Refinance, FHA Streamline Refinance, FHA loans, FHA Jumbo, FHA Jumbo Purchase, FHA Jumbo Refinance, FHA Jumbo Streamline Refinance, FHA High Balance, and FHA mortgages of all types. Visit us at www.vandykfunding.com to get started or just find out more

Burien WA - VA Loans and FHA Home Mortgage Loan Info

Burien WA - VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - Washington VA Lender & FHA Lender

VanDyk Mortgage is your source for VA Loans and FHA Loans in Burien . We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Burien Homebuyers and King County Homeowners to Purchase and refinance homes..

FHA & FHA Jumbo (aka High Balance)
VA & VA Jumbo (aka High Balance)
Conforming & Conforming Jumbo (aka High Balance or Super Conforming)
Jumbo Loans to $3m

Burien FHA Loans are available up to $567,500 with just 3.5% down payment. The FHA 2010 Loan Limit for Burien is $567,500. Burien FHA Loans that are over $417K up to $567,500 are called FHA Jumbo or FHA High Balance loans.

Burien VA Loans are available up to $481,250 with zero down payment required. The Burien VA Loan Limit in 2010 is $481,250. However, Veterans are not limited to the King County Loan limit of $481,250 for VA Loans in Burien. We also offer VA Jumbo Loans up to $1.5 Million with the appropriate downpayment or equity to reach the VA Guarantee requirements of 25%. Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

Burien Conforming Loans are available up to $567,500. The Burien Conforming Jumbo Loans (aka Conforming High Balance,those over $417,000 and up to $567,500) require a minimum of 10% downpayment or equity.

Burien Home Loan information

FHA Home loans in Burien Washington:

FHA Home Loans require just 3.5% downpayment
FHA Jumbo Loans up to $567,500 (aka FHA High Balance)
The $567,500 is the base loan amount - the Burien FHA Loan Limit of $567,500 does not have to include the UFMIP (FHA's Upfront Mortgage Insurance Premium, which is usually financed into your loan amount)
Burien home buyers can purchase up to a $588K home with 3.5% down.
The Seller can pay up to 3% of your closing and settlement costs.
Minimum score for a FHA Home Loan is just 620, even on FHA High balance or FHA Jumbo.
You can receive a gift of funds for your Downpayment and closing costs from Family
FHA Condominium requirements include at least a 51% owner occupancy ratio, no outstanding lawsuits against the Homeowners Association - call for details.
FHA Loans allow non-occupying co-borrowers such as parents and siblings.

VA Home Loans in Burien, Washington:

Active Duty Military and Veterans can both qualify
100% financing up to $481,250
A $500k Burien VA Home Purchase would only require $4,687 downpayment ( .94%) - not including the VA Funding Fee
A $675k Burien VA Home Purchase would only require $48,437 downpayment (7.18%) - not including the VA Funding Fee
~VA Loans require no Mortgage Insurance
VA Loans do require a VAFF (VA Funding Fee), which is usually financed
Veterans with a 10% or higher VA disability pay no VA Funding fee
Sellers can pay up to 4% of the VA Buyers closing costs
VA Loans for condos are available up to $481,250 with zero down

Conforming Home Loans in Burien, Washington:

Available up to $567,500 with the Conforming High Balance (aka conforming Jumbo)
Burien Conforming loans available up to $417,000
require a minimum of 5% downpayment or up to 95% LTV
Allow for condominiums, Second Homes, and investment properties
Call for details on Fico score requirements, downpayment requirements, etc

** please visit our post on Conforming vs Conventional to help explain the difference between these two terms, they are often misused in the media and web.

Give us a call at 866-900-2342 direct, ask for Brian Skaar to see if this is the right loan for you. Visit us on the web at www.vandykfunding.com

VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.

We service the entire state of Washington, including Spokane, Spokane Valley, Mead, Newport, Liberty Lake, Newman Lake, Airway Heights, Deerpark, Seattle, Tacoma, Everett, Puyallup, Kent, Auburn, Bellevue, Federal Way, Kirkland, Redmond, Woodinville, Snohomish, Marysville, Lake Stevens, Mukilteo, Lynnwood, Montlake Terrace, Edmonds, Des Moines, Renton, Issaquah, North Bend, Monroe, Olympia, Lacey, Bremerton, Tumwater, Port Orchard, and Vancouver. In addition to Washington State, we service the entire state of California, including Redding, Sacramento, Bakersfield, Stockton, Oakland, San Francisco, Fremont, Clovis, Sunnyvale, Patterson, Modesto, Salinas, Palmdale, Lancaster, Los Angeles, Ventura, Santa Monica, San Bernardino, Riverside, Corona, Santa Ana, Orange, Irvine, Anaheim, Huntington Beach, Long Beach, Brea, Ventura, Santa Barbara, Monterey, Corona, Palm Springs, Indio, Temecula, Murrieta, San Diego, Chula Vista, Oceanside, Escondido, Vista, La Mesa, Santee, Santa Maria, Santa Clarita, San Clemente, Laguna, Aliso Viejo, Mission viejo, Rancho, Santa Margarita, Rancho Cucamonga, and more.

Sammamish WA - VA Loans and FHA Home Mortgage Loan info

Sammamish WA - VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - Washington VA Lender & FHA Lender

VanDyk Mortgage is your source for VA Loans and FHA Loans in Sammamish. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Sammamish Homebuyers and King County Homeowners to Purchase and refinance homes..

FHA & FHA Jumbo (aka High Balance)
VA & VA Jumbo (aka High Balance)
Conforming & Conforming Jumbo (aka High Balance or Super Conforming)
Jumbo Loans to $3m

Sammamish FHA Loans are available up to $567,500 with just 3.5% down payment. The FHA 2010 Loan Limit for Sammamish is $567,500. Sammamish FHA Loans that are over $417K up to $567,500 are called FHA Jumbo or FHA High Balance loans.

Sammamish VA Loans are available up to $481,250 with zero down payment required. The Sammamish VA Loan Limit in 2010 is $481,250. However, Veterans are not limited to the King County Loan limit of $481,250 for VA Loans in Sammamish. We also offer VA Jumbo Loans up to $1.5 Million with the appropriate downpayment or equity to reach the VA Guarantee requirements of 25%. Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

Sammamish Conforming Loans are available up to $567,500. The Sammamish Conforming Jumbo Loans (aka Conforming High Balance,those over $417,000 and up to $567,500) require a minimum of 10% downpayment or equity.

Sammamish Home Loan information

FHA Home loans in Sammamish Washington:

FHA Home Loans require just 3.5% downpayment
FHA Jumbo Loans up to $567,500 (aka FHA High Balance)
The $567,500 is the base loan amount - the Redmond FHA Loan Limit of $567,500 does not have to include the UFMIP (FHA's Upfront Mortgage Insurance Premium, which is usually financed into your loan amount)
Sammamish home buyers can purchase up to a $588K home with 3.5% down.
The Seller can pay up to 3% of your closing and settlement costs.
Minimum score for a FHA Home Loan is just 620, even on FHA High balance or FHA Jumbo.
You can receive a gift of funds for your Downpayment and closing costs from Family
FHA Condominium requirements include at least a 51% owner occupancy ratio, no outstanding lawsuits against the Homeowners Association - call for details.
FHA Loans allow non-occupying co-borrowers such as parents and siblings.

VA Home Loans in Sammamish, Washington:

Active Duty Military and Veterans can both qualify
100% financing up to $481,250
A $500k Sammamish VA Home Purchase would only require $4,687 downpayment ( .94%) - not including the VA Funding Fee
A $675k Sammamish VA Home Purchase would only require $48,437 downpayment (7.18%) - not including the VA Funding Fee
~VA Loans require no Mortgage Insurance
VA Loans do require a VAFF (VA Funding Fee), which is usually financed
Veterans with a 10% or higher VA disability pay no VA Funding fee
Sellers can pay up to 4% of the VA Buyers closing costs
VA Loans for condos are available up to $481,250 with zero down

Conforming Home Loans in Sammamish, Washington:

Available up to $567,500 with the Conforming High Balance (aka conforming Jumbo)
Sammamish Conforming loans available up to $417,000
require a minimum of 5% downpayment or up to 95% LTV
Allow for condominiums, Second Homes, and investment properties
Call for details on Fico score requirements, downpayment requirements, etc

** please visit our post on Conforming vs Conventional to help explain the difference between these two terms, they are often misused in the media and web.

Give us a call at 866-900-2342 direct, ask for Brian Skaar to see if this is the right loan for you. Visit us on the web at www.vandykfunding.com

VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.

Everett WA - VA Loans and FHA Home Loan Info

Everett WA - VA Loans and FHA Home Loan Info

VanDyk Mortgage is your source for VA Loans and FHA Loans in Everett. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Everett Homebuyers and Seattle Homeowners to Purchase and refinance homes..

FHA & FHA Jumbo (aka High Balance)
VA & VA Jumbo (aka High Balance)
Conforming & Conforming Jumbo (aka High Balance or Super Conforming)
Jumbo Loans to $3m

Everett FHA Loans are available up to $567,5 00 with just 3.5% down payment. The FHA 2010 Loan Limit for Everett is $567,500. Everett FHA Loans that are over $417K up to $567,500 are called FHA Jumbo or FHA High Balance loans.

Everett VA Loans are available up to $481,250 with zero downpayment. The Everett VA Loan Limit in 2010 is $481,250. However, Veterans are not limited to the Snohomish County Loan limit of $481,250 for VA Loans. We also offer VA Jumbo Loans up to $1.5 Million with the appropriate downpayment or equity to reach the VA Guarantee requirements of 25%. Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

Everett Conforming Loans are available up to $567,500. The Everett Conforming Jumbo Loans (aka Conforming High Balance,those over $417,000 and up to $567,500) require a minimum of 10% downpayment or equity.

Everett Home Loan information

FHA Home loans in Everett, Washington:

FHA Home Loans require just 3.5% downpayment
FHA Jumbo Loans up to $567,500 (aka FHA High Balance)
The $567,500 is the base loan amount - the Everett FHA Loan Limit of $567,500 does not have to include the UFMIP (FHA's Upfront Mortgage Insurance Premium, which is usually financed into your loan amount)
The Seller can pay up to 3% of your closing and settlement costs.
Minimum score for a FHA Home Loan is just 620, even on FHA High balance or FHA Jumbo.
You can receive a gift of funds for your Downpayment and closing costs from Family
FHA Condominium requirements include at least a 51% owner occupancy ratio, no outstanding lawsuits against the Homeowners Association - call for details.
FHA Loans allow non-occupying co-borrowers such as parents and siblings.

VA Home Loans in Everett, Washington:

Active Duty Military and Veterans can both qualify
100% financing up to $481,250
A $500k Everett VA Home Purchase would only require $4,687 downpayment ( .94%) - not including the VA Funding Fee
A $675k Everett VA Home Purchase would only require $48,437 downpayment (7.18%) - not including the VA Funding Fee
~VA Loans require no Mortgage Insurance
VA Loans do require a VAFF (VA Funding Fee), which is usually financed
Veterans with a 10% or higher VA disability pay no VA Funding fee
Sellers can pay up to 4% of the VA Buyers closing costs
VA Loans for Seattle condos are available up to $481,250 with zero down

Conforming Home Loans in Everett, Washington:

Available up to $567,500 with the Conforming High Balance (aka conforming Jumbo)
Seattle Conforming loans available up to $417,000
require a minimum of 5% downpayment or up to 95% LTV
Allow for condominiums, Second Homes, and investment properties
Call for details on Fico score requirements, downpayment requirements, etc

** please visit our post on Conforming vs Conventional to help explain the difference between these two terms, they are often misused in the media and web.

Give us a call at 866-900-2342 direct, ask for Brian Skaar to see if this is the right loan for you. Visit us on the web at www.vandykfunding.com

VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.

Go with the Government Loan Pros, go with VanDyk. Visit us a twww.vandykfunding.com or call Brian Skaar at 866-900-2342 for help with your FHA or VA loan. We offer FHA, FHA Jumbo, VA, VA Jumbo, Conforming & Jumbo Loans. VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).

Bothell WA - VA & FHA Loan Info

Bothell WA - VA Loans and FHA Home Mortgage Loans - VanDyk Mortgage - Washington VA Lender & FHA Lender

VanDyk Mortgage is your source for VA Loans and FHA Loans in Bothell . We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Bothell Homebuyers and King County Homeowners to Purchase and refinance homes..

FHA & FHA Jumbo (aka High Balance)
VA & VA Jumbo (aka High Balance)
Conforming & Conforming Jumbo (aka High Balance or Super Conforming)
Jumbo Loans to $3m

Bothell FHA Loans are available up to $567,500 with just 3.5% down payment. The FHA 2010 Loan Limit for Bothell is $567,500. Bothell FHA Loans that are over $417K up to $567,500 are called FHA Jumbo or FHA High Balance loans.

Bothell VA Loans are available up to $481,250 with zero down payment required. The Bothell VA Loan Limit in 2010 is $481,250. However, Veterans are not limited to the King County Loan limit of $481,250 for VA Loans in Bothell. We also offer VA Jumbo Loans up to $1.5 Million with the appropriate downpayment or equity to reach the VA Guarantee requirements of 25%. Here is one of our posts on how you can get a VanDyk Mortgage VA Loan over your county limit.

Bothell Conforming Loans are available up to $567,500. The Bothell Conforming Jumbo Loans (aka Conforming High Balance,those over $417,000 and up to $567,500) require a minimum of 10% downpayment or equity.

Bothell Home Loan information

FHA Home loans in Bothell Washington:

FHA Home Loans require just 3.5% downpayment
FHA Jumbo Loans up to $567,500 (aka FHA High Balance)
The $567,500 is the base loan amount - the Bothell FHA Loan Limit of $567,500 does not have to include the UFMIP (FHA's Upfront Mortgage Insurance Premium, which is usually financed into your loan amount)
Bothell home buyers can purchase up to a $588K home with 3.5% down.
The Seller can pay up to 3% of your closing and settlement costs.
Minimum score for a FHA Home Loan is just 620, even on FHA High balance or FHA Jumbo.
You can receive a gift of funds for your Downpayment and closing costs from Family
FHA Condominium requirements include at least a 51% owner occupancy ratio, no outstanding lawsuits against the Homeowners Association - call for details.
FHA Loans allow non-occupying co-borrowers such as parents and siblings.

VA Home Loans in Bothell, Washington:

Active Duty Military and Veterans can both qualify
100% financing up to $481,250
A $500k Bothell VA Home Purchase would only require $4,687 downpayment ( .94%) - not including the VA Funding Fee
A $675k Bothell VA Home Purchase would only require $48,437 downpayment (7.18%) - not including the VA Funding Fee
~VA Loans require no Mortgage Insurance
VA Loans do require a VAFF (VA Funding Fee), which is usually financed
Veterans with a 10% or higher VA disability pay no VA Funding fee
Sellers can pay up to 4% of the VA Buyers closing costs
VA Loans for condos are available up to $481,250 with zero down

Conforming Home Loans in Bothell, Washington:

Available up to $567,500 with the Conforming High Balance (aka conforming Jumbo)
Bothell Conforming loans available up to $417,000
require a minimum of 5% downpayment or up to 95% LTV
Allow for condominiums, Second Homes, and investment properties
Call for details on Fico score requirements, downpayment requirements, etc

** please visit our post on Conforming vs Conventional to help explain the difference between these two terms, they are often misused in the media and web.

Give us a call at 866-900-2342 direct, ask for Brian Skaar to see if this is the right loan for you. Visit us on the web at www.vandykfunding.com

VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.

Vancouver, WA - VA Loans and FHA Home Mortgage Loans Info

Vancouver, WA - VA Loans and FHA Home Mortgage Loans Info

VanDyk Mortgage is your source for VA Loans and FHA Loans in Vancouver. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Vancouver Homebuyers and Clark County Homeowners to Purchase and refinance homes..

FHA Loans for Purchase and refinance
VA & VA Jumbo (aka High Balance) for Purchase and refinance
Conforming Loans for Loans for Purchase and refinance
Jumbo Loans to $3m

Vancouver FHA Loans are available up to $418,750 with just 3.5% down payment. The FHA 2010 Loan Limit for Vancouver is $418,750. Since FHA Loans over $417K are classified as FHA Jumbo, and have slightly higher interest rates, we suggest that Vancouver FHA buyers keep their loan amount to $417K to save money.

VA Loans are available in Vancouver up to $417,000 with zero downpayment. The Vancouver VA Loan Limit in 2010 is $417,000. However, Veterans are not limited to the Clark County Loan limit of $417,000 for VA Loans. We also offer VA Jumbo Loans up to $1.5 Million with the appropriate downpayment or equity to reach the VA Guarantee requirements of 25%. Here is one of our posts on how you can get a VanDyk VA Mortgage VA Loan over your county limit.

Vancouver Conforming Loans are available up to $418,750. Conforming purchase or refinance loans are available with a minimum of 5% downpayment or equity for Vancouver up to $417K. Much like the FHA Jumbo, we do not suggest utilizing the $418,750 mark in Vancouver, as the guidelines are stricter and the rate is higher. IE - put enough down to reach $417K and save money.

Vancouver Home Loan information

FHA Home loans in Vancouver, Washington:

FHA Home Loans require just 3.5% downpayment
FHA Home Loans for Refinance available up to 97.75% Loan to Value
Vancouver FHA Loans available up to $418,750
The $418,750 is the base loan amount - the Vancouver FHA Loan Limit of $418,750 does not have to include the UFMIP (FHA's Upfront Mortgage Insurance Premium, which is usually financed into your loan amount)
This would allow you to purchase up to a $433,900 home in Vancouver with 3.5% down.
The Seller can pay up to 3% of your closing and settlement costs.
Minimum score for a FHA Home Loan is just 620
You can receive a gift of funds for your Downpayment and closing costs from Family
FHA Condominium requirements include at least a 51% owner occupancy ratio, no outstanding lawsuits against the Homeowners Association - call for details.
FHA Loans allow non-occupying co-borrowers such as parents and siblings.

VA Home Loans in Vancouver, Washington:

Active Duty Military and Veterans can both qualify
100% financing up to $417,000
A $500k Vancouver, WA VA Home Purchase would only require $20,750 downpayment (4 .15%) - not including the VA Funding Fee
A $675k Vancouver, WA VA Home Purchase would only require $64,500 downpayment (9.56%) - not including the VA Funding Fee
~VA Loans require NO Mortgage Insurance
VA Loans do require a VAFF (VA Funding Fee), which is usually financed
Veterans with a 10% or higher VA disability pay no VA Funding fee
Sellers can pay up to 4% of the VA Buyers closing costs

Conforming Home Loans in Vancouver, Washington:

Vancouver Conforming loans available up to $417,000
For Purchase and refinance
require a minimum of 5% downpayment or up to 95% LTV on Purchase loans
Up to 95% Loan to Value on Refinances
Allow for condominiums, Second Homes, and investment properties
Call for details on Fico score requirements, downpayment requirements, etc

** please visit our post on Conforming vs Conventional to help explain the difference between these two terms, they are often misused in the media and web.

Give us a call at 866-900-2342 direct, ask for Brian Skaar to see if this is the right loan for you. Visit us on the web at www.vandykfunding.com

VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.

In addition to Vancouver, WA, We service the entire state of California, including Redding, Sacramento, Bakersfield, Stockton, Oakland, San Francisco, Fremont, Clovis, Sunnyvale, Patterson, Modesto, Salinas, Palmdale, Lancaster, Los Angeles, Ventura, Santa Monica, San Bernardino, Riverside, Corona, Santa Ana, Orange, Irvine, Anaheim, Huntington Beach, Long Beach, Brea, Ventura, Santa Barbara, Monterey, Corona, Palm Springs, Indio, Temecula, Murrieta, San Diego, Chula Vista, Oceanside, Escondido, Vista, La Mesa, Santee, Santa Maria, Santa Clarita, San Clemente, Laguna, Aliso Viejo, Mission viejo, Rancho, Santa Margarita, Rancho Cucamonga, and more. In addition to California, we service the entire state ofWashington, including Spokane, Spokane Valley, Mead, Newport, Liberty Lake, Newman Lake, Airway Heights, Deerpark, Seattle, Tacoma, Everett, Puyallup, Kent, Auburn, Bellevue, Federal Way, Kirkland, Redmond, Woodinville, Snohomish, Marysville, Lake Stevens, Mukilteo, Lynnwood, Montlake Terrace, Edmonds, Des Moines, Renton, Issaquah, North Bend, Monroe, Olympia, Lacey, Bremerton, Tumwater, Port Orchard, Vancouver, Battleground, Camas, Washougal, Brush Prairie, Kalama, Woodland, Kelso, Centralia, Chehalis, and more.

Bakersfield, CA - VA Loans and FHA Home Mortgage Loans - California VA Lender & FHA Lender serving Bakersfield

Bakersfield, CA - VA Loans and FHA Home Mortgage Loans - California VA Lender & FHA Lender serving Bakersfield
VanDyk Mortgage is your source for VA Loans and FHA Loans in Bakerfield. We have been making FHA, VA, Conforming, and Jumbo loans since 1987. VanDyk Mortgage is a Direct Lender. We offer many loan programs for Bakersfield Homebuyers and Kern County Homeowners to Purchase and refinance homes..

FHA Loans for Purchase and refinance
VA & VA Jumbo (aka High Balance) for Purchase and refinance
Conforming Loans for Loans for Purchase and refinance
Jumbo Loans to $3m

Bakersfield FHA Loans are available up to $368,750 with just 3.5% down payment. The FHA 2010 Loan Limit for Bakersfield is $368,750.
VA Loans are available in Bakersfield up to $417,000 with zero downpayment. The Bakersfield VA Loan Limit in 2010 is $417,000. However, Veterans are not limited to the Kern County Loan limit of $417,000 for VA Loans. We also offer VA Jumbo Loans up to $1.5 Million with the appropriate downpayment or equity to reach the VA Guarantee requirements of 25%. Here is one of our posts on how you can get a VanDyk VA Mortgage VA Loan over your county limit.
Bakersfield Conforming Loans are available up to $417,000. Conforming purchase or refinance loans are available with a minimum of 5% downpayment or equity for Bakersfield.
Bakersfield Home Loan information
FHA Home loans in Bakersfield, California:

FHA Home Loans require just 3.5% downpayment
FHA Home Loans for Refinance available up to 97.75% Loan to Value
Bakersfield FHA Loans available up to $368,750
The $368,750 is the base loan amount - the Bakersfield FHA Loan Limit of $368,750 does not have to include the UFMIP (FHA's Upfront Mortgage Insurance Premium, which is usually financed into your loan amount)
This would allow you to purchase up to a $382K home in Fresno with 3.5% down.
The Seller can pay up to 3% of your closing and settlement costs.
Minimum score for a FHA Home Loan is just 620
You can receive a gift of funds for your Downpayment and closing costs from Family
FHA Condominium requirements include at least a 51% owner occupancy ratio, no outstanding lawsuits against the Homeowners Association - call for details.
FHA Loans allow non-occupying co-borrowers such as parents and siblings.

VA Home Loans in Bakersfield, California:

Active Duty Military and Veterans can both qualify
100% financing up to $417,000
A $500k Bakersfield VA Home Purchase would only require $20,750 downpayment (4 .15%) - not including the VA Funding Fee
A $675k Bakersfield VA Home Purchase would only require $64,500 downpayment (9.56%) - not including the VA Funding Fee
~VA Loans require NO Mortgage Insurance
VA Loans do require a VAFF (VA Funding Fee), which is usually financed
Veterans with a 10% or higher VA disability pay no VA Funding fee
Sellers can pay up to 4% of the VA Buyers closing costs

Conforming Home Loans in Bakersfield, California:

Bakersfield Conforming loans available up to $417,000
For Purchase and refinance
require a minimum of 5% downpayment or up to 95% LTV on Purchase Loans
Up to 95% Loan to Value on Refinances
Allow for condominiums, Second Homes, and investment properties
Call for details on Fico score requirements, downpayment requirements, etc

** please visit our post on Conforming vs Conventional to help explain the difference between these two terms, they are often misused in the media and web.
Give us a call at 866-900-2342 direct, ask for Brian Skaar to see if this is the right loan for you. Visit us on the web at www.vandykfunding.com
VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. We are also a VA Lender and VA Jumbo Lender.
Go with the Government Loan Pros, go with VanDyk. Visit us at www.vandykfunding.com or call Brian Skaar direct at 866-900-2342 for help with your FHA or VA loan. We offer FHA, FHA Jumbo, VA, VA Jumbo, Conforming & Jumbo Loans. VanDyk Mortgage offers FHA, VA, & Conventional loans in addition to FHA Jumbo, VA Jumbo, and Conforming Jumbo loans (aka FHA High Balance, VA High Balance, and Conforming High Balance).
In addition to Bakersfield, We service the entire state of California, including Redding, Sacramento, Bakersfield, Stockton, Oakland, San Francisco, Fremont, Clovis, Sunnyvale, Patterson, Modesto, Salinas, Palmdale, Lancaster, Los Angeles, Ventura, Santa Monica, San Bernardino, Riverside, Corona, Santa Ana, Orange, Irvine, Anaheim, Huntington Beach, Long Beach, Brea, Ventura, Santa Barbara, Monterey, Corona, Palm Springs, Indio, Temecula, Murrieta, San Diego, Chula Vista, Oceanside, Escondido, Vista, La Mesa, Santee, Santa Maria, Santa Clarita, San Clemente, Laguna, Aliso Viejo, Mission viejo, Rancho, Santa Margarita, Rancho Cucamonga, and more. In addition to California, we service the entire state ofWashington, including Spokane, Spokane Valley, Mead, Newport, Liberty Lake, Newman Lake, Airway Heights, Deerpark, Seattle, Tacoma, Everett, Puyallup, Kent, Auburn, Bellevue, Federal Way, Kirkland, Redmond, Woodinville, Snohomish, Marysville, Lake Stevens, Mukilteo, Lynnwood, Montlake Terrace, Edmonds, Des Moines, Renton, Issaquah, North Bend, Monroe, Olympia, Lacey, Bremerton, Tumwater, Port Orchard, and Vancouver.
VanDyk Mortgage is a VA Direct Lender (since 1987) offering VA Loans such as VA purchase loans, VA Streamline Refinance, VA IRRRL, VA Refinance Loans, VA Mortgages of all types. As a Government Direct Lender, VanDyk Mortgage is also a HUD Full Eagle FHA Direct Endorsement Underwriter, ie FHA Direct Lender offering FHA Loans such as FHA Purchase loans, FHA Refinance, FHA Streamline Refinance, FHA loans, FHA Jumbo, FHA Jumbo Purchase, FHA Jumbo Refinance, FHA Jumbo Streamline Refinance, FHA High Balance, and FHA mortgages of all types. Visit us at www.vandykfunding.com to get started or just find out more