FHA Jumbo Refinance, FHA Jumbo Purchase loans & FHA Jumbo Streamline Refinance loans - California
We are continuing to see the FHA Jumbo Refinance become a more common option for California Homeowners. This loan allows you to refinance your first mortgage into a Safe, Fixed Rate FHA Loan at terms that are typically more favorable than conventional lending options. If your home has come down in value, the FHA option may still be able to help you refinance out of your Adjustable rate loan. FHA requires less equity in your home than Conventional loans.
FHA Jumbo Loans are loans that are $417,001 up to your county's Mortgage limit. For example, in California, the FHA Jumbo Loan limit is $697,500 for San Diego, $729,750 for Los Angeles, $729,750 for Orange County, $729,750 for Ventura, Santa Clara, San Francisco, Santa Cruz, Contra Costa, Alameda, & Napa counties, and San Bernardino & Riverside counties are eligible up to $500,000.
VanDyk Mortgage is able to help with FHA Jumbo Loans for the purchase of your new home. Please visit our 2009 FHA Loan Limit page for details on your county. These loans require just 3.5% downpayment. Call for details to see if it could be your best choice.
FHA Jumbo Streamline Refinances with VanDyk Mortgage do not have a minimum time requirement since you purchased your home (or last refinanced). These can save you hundreds per month with no appraisal or income qualifying. We do require a good mortgage payment history.
FHA Jumbo Refinances are available to help: Consolidate debts, Consolidate a first & second mortgage, or Refinance your Non-FHA loan into a Safe FHA fixed rate loan.
Call the Government Loan Experts at VanDyk Mortgage today at 866-900-2342. http://www.vandykfunding.com/ VanDyk Mortgage has been making FHA & VA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender.
VanDyk Mortgage is also a Proud VA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Visit us at http://www.vandykfunding.com/ or call Brian Skaar direct at 760-752-4480 for help with your VA or FHA loan. We are your VA Jumbo Direct Lender and FHA Jumbo Direct Lender and we offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Jumbo Streamline refinance, FHA Jumbo Purchase, FHA Streamline, VA, VA Streamline, VA Jumbo purchase, VA Jumbo Refinance, VA Cashout refinance, FHA Rehab 203K, VA, Conforming & Jumbo Loans. We serve the following areas for VA, FHA and Conventional loans: California,Southern California, Northern California, Washington, Texas, Georgia, Florida, San Diego, San Marcos, CA, WA, GA, FL, MO, MI, TX, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, Santa Ana, Seattle, Washington, Bellevue, Kirkland, Redmond, Lynnwood, Olympia, Tacoma, Puyallup, Buckley, Auburn, Kent, Federal Way, Seatac, San Francisco, San Jose, Carson, Gardena, Hawthorne, Lawndale, Inglewood, Ladera Heights, View Park, Windsor Hills, Baldwin Hills, Fox Hills, Culver City, Beverly Hills, Malibu, Santa Monica, Brentwood, Calabasas, Encino, Oakland, Bel Air Estates, Palos Verdes Estates, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Manhattan Beach, Redondo Beach, Hermosa Beach, Torrance, Sacramento, Stockton, Bakersfield, Fresno, San Marcos, San Diego, Rancho Bernardo, Carlsbad, Escondido, Poway, Oceanside, Vista, Encinitas, Carmel Valley, Scripps, Tierra Santa, El Cajon, La Jolla, Chula Vista, National City, San Ysidro, Santee, Eastlake, Ramona, Long Beach, Artesia, La Palma, Cerritos, Compton, Lynwood, Bellflower, Temecula, Murrieta, Southern California, Northern California, Washington, Everett, Lynnwood, Tacoma, Kent, Federal Way, Auburn, Renton, Bellevue, Redmond, Kirkland, Whittier, Santa Fe Springs, Downey, Irvine, Newport Beach, Los Angeles, San Bernardino, Riverside and Orange County.
VanDyk Mortgage is your FHA Lender & VA Lender of choice.
We offer FHA, VA, FHA Jumbo, VA Jumbo, and USDA Rural Development Loans. We are a Direct Lender, and have been making loans since 1987.
Showing posts with label FHA Jumbo Streamline Refinance. Show all posts
Showing posts with label FHA Jumbo Streamline Refinance. Show all posts
Sunday, April 26, 2009
FHA Jumbo Refinance, FHA Jumbo Purchase loans & FHA Jumbo Streamline Refinance loans - California
Sunday, February 8, 2009
FHA refinances - OK to leave second mortgage in place
FHA refinance - what do I do with my second mortgage?
Answer: FHA refinances - OK to leave second mortgage in place.
With many American families losing equity in their homes, and the loose lending practices of the past few years by the big banks, FHA home loans have become the standard again for both Homebuyers and Home owners wishing to refinance.
One of the myth's about FHA financing is that it is for First Time Home Buyers to purchase homes only. The mission of the FHA (Federal Housing Administration), which is supervised by HUD is to help American Families achieve & maintain homeownership. Achieve = FHA Purchase, Maintain = FHA Refinance.
Many families purchased homes during the past few years using a 80/20 combination loan, utilizing a first mortgage / second mortgage combo to reduce the downpayment requirement. With home values dropping in many areas, families may be upside down, and may have been told by their bank that they cannot refinance their first mortgage since their isn't enough equity in the home to also pay off the second mortgage. Enter FHA. With FHA loans, we can refinance your first mortgage into a safe, secure FHA fixed rate mortgage and leave your second mortgage in place.
One caveat: your second mortgage lender must agree to "resubordinate" their second lien behind the new FHA Loan. Many second lien lenders are willing to do this (resubordinate behind a new FHA Loan), as they want to protect their investment. Their unwillingness may lead to more families making the difficult decision to sell via Short Sale or let their home go into foreclosure. In these cases, the second lien holder often receives little or no money, as the home has dropped in value.
The FHA refinance offers stability, security, and safety for homeowners.
Here is an example of how this works:
Joe & Suzy Homeowner bought their home for $400K in 2004 with a 80/20 loan. First Mortgage is a 5yr adjustable rate mortgage (ARM) for $320K, and the second is a fixed rate second at $80K. Their first mortgage is approaching the first Rate Adjustment Change in 2009, and they don't feel they can afford the new payment. ** CALL US NOW, before you get into trouble! Their home is now worth $340K, so their big bank tells them they do not have a refinance option due to lack of equity in their home. Enter the FHA experts at VanDyk Mortgage. We refinance your First Mortgage into a safe, secure, Fixed rate FHA Loan, and negotiate with the second lien holder to resubordinate behind the new FHA Loan.
Summed up: We can refinance your first mortgage into a new FHA Loan and leave the existing second mortgage in place. The Combined Loan to Value (CLTV) of your FHA loan and existing second mortgage can exceed 100% of your homes value.
Please call for details, 866-900-2342 toll free - ask for Brian Skaar.
VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Visit us at www.vandykfunding.com or call Brian Skaar at 760-752-4480 for help with your FHA Streamline or FHA purchase loan. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Rehab 203K, VA, Conforming & Jumbo Loans. We serve the following areas for VA, FHA and Conventional loans: California,Southern California, Northern California, Washington, Texas, Georgia, Florida, San Diego, San Marcos, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, and every other city in California.
VanDyk Mortgage is a VA Direct Lender (since 1987) offering VA Loans such as VA purchase loans, VA Streamline Refinance, VA IRRRL, VA Refinance Loans, VA Mortgages of all types. As a Government Direct Lender, VanDyk Mortgage is also a HUD Full Eagle FHA Direct Endorsement Underwriter, ie FHA Direct Lender offering FHA Loans such as FHA Purchase loans, FHA Refinance, FHA Streamline Refinance, FHA 203K Streamline Rehab loans, FHA Jumbo, FHA Jumbo Purchase, FHA Jumbo Refinance, FHA Jumbo Streamline Refinance, FHA mortgages of all types. We offer FHA & VA loans in California, Georgia, Texas, Washington, & More. Visit us at www.vandykfunding.com to get started or just find out more.
Answer: FHA refinances - OK to leave second mortgage in place.
With many American families losing equity in their homes, and the loose lending practices of the past few years by the big banks, FHA home loans have become the standard again for both Homebuyers and Home owners wishing to refinance.
One of the myth's about FHA financing is that it is for First Time Home Buyers to purchase homes only. The mission of the FHA (Federal Housing Administration), which is supervised by HUD is to help American Families achieve & maintain homeownership. Achieve = FHA Purchase, Maintain = FHA Refinance.
Many families purchased homes during the past few years using a 80/20 combination loan, utilizing a first mortgage / second mortgage combo to reduce the downpayment requirement. With home values dropping in many areas, families may be upside down, and may have been told by their bank that they cannot refinance their first mortgage since their isn't enough equity in the home to also pay off the second mortgage. Enter FHA. With FHA loans, we can refinance your first mortgage into a safe, secure FHA fixed rate mortgage and leave your second mortgage in place.
One caveat: your second mortgage lender must agree to "resubordinate" their second lien behind the new FHA Loan. Many second lien lenders are willing to do this (resubordinate behind a new FHA Loan), as they want to protect their investment. Their unwillingness may lead to more families making the difficult decision to sell via Short Sale or let their home go into foreclosure. In these cases, the second lien holder often receives little or no money, as the home has dropped in value.
The FHA refinance offers stability, security, and safety for homeowners.
Here is an example of how this works:
Joe & Suzy Homeowner bought their home for $400K in 2004 with a 80/20 loan. First Mortgage is a 5yr adjustable rate mortgage (ARM) for $320K, and the second is a fixed rate second at $80K. Their first mortgage is approaching the first Rate Adjustment Change in 2009, and they don't feel they can afford the new payment. ** CALL US NOW, before you get into trouble! Their home is now worth $340K, so their big bank tells them they do not have a refinance option due to lack of equity in their home. Enter the FHA experts at VanDyk Mortgage. We refinance your First Mortgage into a safe, secure, Fixed rate FHA Loan, and negotiate with the second lien holder to resubordinate behind the new FHA Loan.
Summed up: We can refinance your first mortgage into a new FHA Loan and leave the existing second mortgage in place. The Combined Loan to Value (CLTV) of your FHA loan and existing second mortgage can exceed 100% of your homes value.
Please call for details, 866-900-2342 toll free - ask for Brian Skaar.
VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Visit us at www.vandykfunding.com or call Brian Skaar at 760-752-4480 for help with your FHA Streamline or FHA purchase loan. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Rehab 203K, VA, Conforming & Jumbo Loans. We serve the following areas for VA, FHA and Conventional loans: California,Southern California, Northern California, Washington, Texas, Georgia, Florida, San Diego, San Marcos, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, and every other city in California.
VanDyk Mortgage is a VA Direct Lender (since 1987) offering VA Loans such as VA purchase loans, VA Streamline Refinance, VA IRRRL, VA Refinance Loans, VA Mortgages of all types. As a Government Direct Lender, VanDyk Mortgage is also a HUD Full Eagle FHA Direct Endorsement Underwriter, ie FHA Direct Lender offering FHA Loans such as FHA Purchase loans, FHA Refinance, FHA Streamline Refinance, FHA 203K Streamline Rehab loans, FHA Jumbo, FHA Jumbo Purchase, FHA Jumbo Refinance, FHA Jumbo Streamline Refinance, FHA mortgages of all types. We offer FHA & VA loans in California, Georgia, Texas, Washington, & More. Visit us at www.vandykfunding.com to get started or just find out more.
Monday, January 19, 2009
2009 FHA Jumbo update - 2nd appraisal Requirements
New for 2009 with FHA Jumbo Loans are some changes to the second appraisal requirements for FHA Jumbo Loans.
In 2008, the threshold for FHA Jumbo loans that require a second appraisal was those loans greater than $362,800 in 2008. The new Threshold for FHA Jumbo Loans requiring a second appraisal for 2009 is $417,000. All FHA Loans $417,001 and above still require the second appraisal, yet this modernization of FHA allows those loans falling between $362,800 and $417,000 to be completed with a single FHA appraisal.
This holds true for FHA Jumbo Purchase Loans, FHA Jumbo Refinance Loans, and non-credit qualifying FHA Jumbo Streamline Refinance loans. FHA Jumbo Streamline Refinance loans are available with NO appraisal required as long as we credit qualify the loan.
FHA Cash out Refinances over 85% LTV also require a second appraisal, regardless of Loan amount.
VanDyk Mortgage has been making FHA loans & VA Loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter, FHA Direct Lender, & VA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Visit us at www.vandykfunding.com or call Brian Skaar at 760-752-4480 for help with your FHA Streamline, FHA purchase loan, VA purchase loan, or VA Streamline. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Rehab 203K, VA, VA Jumbo, Conforming & Jumbo Loans. We serve the following areas for VA, FHA and Conventional loans: California,Southern California, Northern California, Washington, Texas, Georgia, Florida, San Diego, San Marcos, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, and every other city in California, Georgia, Texas, Florida & Washington.
In 2008, the threshold for FHA Jumbo loans that require a second appraisal was those loans greater than $362,800 in 2008. The new Threshold for FHA Jumbo Loans requiring a second appraisal for 2009 is $417,000. All FHA Loans $417,001 and above still require the second appraisal, yet this modernization of FHA allows those loans falling between $362,800 and $417,000 to be completed with a single FHA appraisal.
This holds true for FHA Jumbo Purchase Loans, FHA Jumbo Refinance Loans, and non-credit qualifying FHA Jumbo Streamline Refinance loans. FHA Jumbo Streamline Refinance loans are available with NO appraisal required as long as we credit qualify the loan.
FHA Cash out Refinances over 85% LTV also require a second appraisal, regardless of Loan amount.
VanDyk Mortgage has been making FHA loans & VA Loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter, FHA Direct Lender, & VA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Visit us at www.vandykfunding.com or call Brian Skaar at 760-752-4480 for help with your FHA Streamline, FHA purchase loan, VA purchase loan, or VA Streamline. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Rehab 203K, VA, VA Jumbo, Conforming & Jumbo Loans. We serve the following areas for VA, FHA and Conventional loans: California,Southern California, Northern California, Washington, Texas, Georgia, Florida, San Diego, San Marcos, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, and every other city in California, Georgia, Texas, Florida & Washington.
Sunday, January 18, 2009
FHA Streamline Refinance - Minimum Time since Purchase of Home or last FHA Refinance
FHA Streamline Refinance - What is the Minimum time elapsed since home purchase before eligible for and FHA Streamline Refinace?. This is a subject of great interest to recent home buyers who took advantage of the benefits of FHA loans to purchase their new homes.
Well, rates have dropped significantly, and the question comes up:
"How long do I have to wait before I can get a FHA Streamline Refinance or FHA Refinance after purchasing my home?" (or after a FHA Refinance loan)
Most banks answer: 6 months - 12 months.
VanDyk Mortgage Answer: No Minimum time! This is for FHA standard size & FHA Jumbo loans.
We do prefer that at least one on-time payment has been made on your loan, as this makes the process quicker & easier to administrate, however this is not required in all cases. Many new homeowners can save from $200-500 per month with the VanDyk FHA Streamline Refinance, with no out of pocket costs! The FHA Streamline Refi is available for FHA, FHA Jumbo Size loans, FHA Secure loans, and FHA 203K loans (if work is complete).
For FHA Streamline Refinance Loans and VA Streamline Refinance (IRRRL) loans call the Government loan experts at VanDyk Mortgage - 866-900-2342 or apply now at http://www.vandykfunding.com/.
VanDyk Mortgage has been making FHA loans & VA Loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter, FHA Direct Lender, & VA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Visit us at http://www.vandykfunding.com/ or call Brian Skaar at 760-752-4480 for help with your FHA Streamline, FHA purchase loan, VA purchase loan, or VA Streamline. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Rehab 203K, VA, VA Jumbo, Conforming & Jumbo Loans. We serve the following areas for VA, FHA and Conventional loans: California,Southern California, Northern California, Washington, Texas, Georgia, Florida, San Diego, San Marcos, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, and every other city in California, Georgia, Texas, Florida & Washington.
FHA Streamline Refinance - Minimum Time since Purchase of Home or last FHA Refinance. FHA jumbo streamline refinance available now. call today. 866-900-2342 toll free.
Well, rates have dropped significantly, and the question comes up:
"How long do I have to wait before I can get a FHA Streamline Refinance or FHA Refinance after purchasing my home?" (or after a FHA Refinance loan)
Most banks answer: 6 months - 12 months.
VanDyk Mortgage Answer: No Minimum time! This is for FHA standard size & FHA Jumbo loans.
We do prefer that at least one on-time payment has been made on your loan, as this makes the process quicker & easier to administrate, however this is not required in all cases. Many new homeowners can save from $200-500 per month with the VanDyk FHA Streamline Refinance, with no out of pocket costs! The FHA Streamline Refi is available for FHA, FHA Jumbo Size loans, FHA Secure loans, and FHA 203K loans (if work is complete).
For FHA Streamline Refinance Loans and VA Streamline Refinance (IRRRL) loans call the Government loan experts at VanDyk Mortgage - 866-900-2342 or apply now at http://www.vandykfunding.com/.
VanDyk Mortgage has been making FHA loans & VA Loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter, FHA Direct Lender, & VA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Visit us at http://www.vandykfunding.com/ or call Brian Skaar at 760-752-4480 for help with your FHA Streamline, FHA purchase loan, VA purchase loan, or VA Streamline. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Rehab 203K, VA, VA Jumbo, Conforming & Jumbo Loans. We serve the following areas for VA, FHA and Conventional loans: California,Southern California, Northern California, Washington, Texas, Georgia, Florida, San Diego, San Marcos, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, and every other city in California, Georgia, Texas, Florida & Washington.
FHA Streamline Refinance - Minimum Time since Purchase of Home or last FHA Refinance. FHA jumbo streamline refinance available now. call today. 866-900-2342 toll free.
Wednesday, January 14, 2009
VanDyk Mortgage now allows FHA Streamline Refinances with loan amounts ABOVE new 2009 loan limits
VanDyk Mortgage now allows FHA Streamline Refinances with loan amounts ABOVE new 2009 FHA loan limits. WOW.
I just posted another blog on this issue, but I thought it was very important to very, very clear.
VanDyk Mortgage will allow you to refinance your FHA Loan via the FHA Streamline Refinance even if your loan balance exceeds the new 2009 FHA Loan limits for your area.
Please call for details, 866-900-2342 toll free - ask for Brian Skaar.
VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Visit us at http://www.vandykfunding.com/ or call Brian Skaar at 760-752-4480 for help with your FHA Streamline or FHA purchase loan. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Rehab 203K, VA, Conforming & Jumbo Loans. We serve the following areas for VA, FHA and Conventional loans: California,Southern California, Northern California, Washington, Texas, Georgia, Florida, San Diego, San Marcos, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, and every other city in California, CA, WA, GA, FL, MO, MI, TX. FHA jumbo streamline refinance available now. call today. 866-900-2342 toll free.
I just posted another blog on this issue, but I thought it was very important to very, very clear.
VanDyk Mortgage will allow you to refinance your FHA Loan via the FHA Streamline Refinance even if your loan balance exceeds the new 2009 FHA Loan limits for your area.
Please call for details, 866-900-2342 toll free - ask for Brian Skaar.
VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Visit us at http://www.vandykfunding.com/ or call Brian Skaar at 760-752-4480 for help with your FHA Streamline or FHA purchase loan. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Rehab 203K, VA, Conforming & Jumbo Loans. We serve the following areas for VA, FHA and Conventional loans: California,Southern California, Northern California, Washington, Texas, Georgia, Florida, San Diego, San Marcos, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, and every other city in California, CA, WA, GA, FL, MO, MI, TX. FHA jumbo streamline refinance available now. call today. 866-900-2342 toll free.
FHA Streamline Refinance - Great savings opportunity
I just wanted to post something real quickly about FHA Streamline Refinances - They are an exceptionally easy way to save money on your monthly house payment.
With FHA Streamline Finances you have reduced documentation requirements such as No Appraisal, or No Income. These are very easy to process for you with little or no cash out of pocket.
VanDyk Mortgage is a FHA Direct lender, and has been making FHA, VA, & Conventional Loans since 1987. Go with the Government Loan Pros, call VanDyk.
FHA jumbo streamline refinance available now. call today. 866-900-2342 toll free.
With FHA Streamline Finances you have reduced documentation requirements such as No Appraisal, or No Income. These are very easy to process for you with little or no cash out of pocket.
VanDyk Mortgage is a FHA Direct lender, and has been making FHA, VA, & Conventional Loans since 1987. Go with the Government Loan Pros, call VanDyk.
FHA jumbo streamline refinance available now. call today. 866-900-2342 toll free.
FHA Jumbo Streamline Refinance - Great news!
With the new 2009 Loan limits, many Homeowners have found they have a FHA Loan that is actually at a higher principal balance than the new 2009 FHA Loan limit for their area, limiting their ability to refinance into the new lower rates available today.
For instance, if you purchased a home with a FHA Jumbo Loan in Los Angeles in 2008, the limit was $729,750. In 2009 the limit for Los Angeles is $625,500. Those Homeowners who purchased homes using FHA Jumbo loans in 2008 with loan amounts higher than the 2009 limits (> $625,500) may have been told by their lender that they cannot refinance into today's new lower rates due to their FHA Loan exceeding the 2009 loan limits.
VanDyk Mortgage can help you with our FHA Jumbo Streamline program. We can process your FHA Jumbo Streamline Refinance at the old loan limits for your area. This could save you hundreds per month.
Loans over $625,500 are OK!
VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Visit us at http://www.vandykfunding.com/ or call Brian Skaar at 760-752-4480 for help with your FHA loan. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Rehab 203K, VA, Conforming & Jumbo Loans. We serve the following areas for VA, FHA and Conventional loans: California,Southern California, Northern California, Washington, Texas, Georgia, Florida, San Diego, San Marcos, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, Santa Ana, Seattle, Washington, Bellevue, Kirkland, Redmond, Lynnwood, Olympia, Tacoma, Puyallup, Buckley, Auburn, Kent, Federal Way, Seatac, San Francisco, San Jose, Carson, Gardena, Hawthorne, Lawndale, Inglewood, Ladera Heights, View Park, Windsor Hills, Baldwin Hills, Fox Hills, Culver City, Beverly Hills, Malibu, Santa Monica, Brentwood, Calabasas, Encino, Bel Air Estates, Palos Verdes Estates, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Manhattan Beach, Redondo Beach, Hermosa Beach, Torrance, San Marcos, San Diego, Rancho Bernardo, Carlsbad, Escondido, Poway, Oceanside, Vista, Encinitas, Carmel Valley, Scripps, Tierra Santa, El Cajon, La Jolla, Chula Vista, National City, San Ysidro, Santee, Eastlake, Ramona, Long Beach, Artesia, La Palma, Cerritos, Compton, Lynwood, Bellflower, Temecula, Murrieta, Southern California, Northern California, Washington, Everett, Lynnwood, Tacoma, Kent, Federal Way, Auburn, Renton, Bellevue, Redmond, Kirkland, Whittier, Santa Fe Springs, Downey, Irvine, Newport Beach, Los Angeles, San Bernardino, Riverside and Orange County. FHA jumbo streamline refinance available now.
For instance, if you purchased a home with a FHA Jumbo Loan in Los Angeles in 2008, the limit was $729,750. In 2009 the limit for Los Angeles is $625,500. Those Homeowners who purchased homes using FHA Jumbo loans in 2008 with loan amounts higher than the 2009 limits (> $625,500) may have been told by their lender that they cannot refinance into today's new lower rates due to their FHA Loan exceeding the 2009 loan limits.
VanDyk Mortgage can help you with our FHA Jumbo Streamline program. We can process your FHA Jumbo Streamline Refinance at the old loan limits for your area. This could save you hundreds per month.
Loans over $625,500 are OK!
VanDyk Mortgage has been making FHA loans since 1987. We are a HUD recognized Full Eagle FHA DE underwriter and FHA Direct Lender. Go with the Government Loan Pros, go with VanDyk. Visit us at http://www.vandykfunding.com/ or call Brian Skaar at 760-752-4480 for help with your FHA loan. We offer FHA, FHA Jumbo, FHA Manual Underwrite, FHA Rehab 203K, VA, Conforming & Jumbo Loans. We serve the following areas for VA, FHA and Conventional loans: California,Southern California, Northern California, Washington, Texas, Georgia, Florida, San Diego, San Marcos, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, Santa Ana, Seattle, Washington, Bellevue, Kirkland, Redmond, Lynnwood, Olympia, Tacoma, Puyallup, Buckley, Auburn, Kent, Federal Way, Seatac, San Francisco, San Jose, Carson, Gardena, Hawthorne, Lawndale, Inglewood, Ladera Heights, View Park, Windsor Hills, Baldwin Hills, Fox Hills, Culver City, Beverly Hills, Malibu, Santa Monica, Brentwood, Calabasas, Encino, Bel Air Estates, Palos Verdes Estates, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Manhattan Beach, Redondo Beach, Hermosa Beach, Torrance, San Marcos, San Diego, Rancho Bernardo, Carlsbad, Escondido, Poway, Oceanside, Vista, Encinitas, Carmel Valley, Scripps, Tierra Santa, El Cajon, La Jolla, Chula Vista, National City, San Ysidro, Santee, Eastlake, Ramona, Long Beach, Artesia, La Palma, Cerritos, Compton, Lynwood, Bellflower, Temecula, Murrieta, Southern California, Northern California, Washington, Everett, Lynnwood, Tacoma, Kent, Federal Way, Auburn, Renton, Bellevue, Redmond, Kirkland, Whittier, Santa Fe Springs, Downey, Irvine, Newport Beach, Los Angeles, San Bernardino, Riverside and Orange County. FHA jumbo streamline refinance available now.
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