New VA rules allow better Refinance options for Vets & Active Duty Service Members

New VA rules allow better Refinance options for USA Vets & Active Duty Service
Members.

The new VA rules allow Vets & Active Duty Service Members to refinance their non VA home loans into safe, secure VA Fixed Rate Home Loans up to 100% of their homes appraised value. This new program should help thousands of USA Vets & Active Duty Service Members to save their homes, solidify their financial future, and start building wealth for the future.

If you need to Refinance your Non-VA home loan, the new VA Refinance offers you the best option for affordability, and it is very reasonable to qualify. The former limit for this type of transaction was 90% of the home's value and $144,000. It is now 100% of your home's value and the loan limits go as high as $1,094,625 in some counties. To find out the loan limit for your county, click here.

Call the Government Loan Experts at VanDyk Mortgage today at 866-900-2342. http://www.vandykfunding.com/.

We serve the following areas for VA, FHA and Conventional loans: California, San Diego, San Marcos, Carlsbad, Oceanside, Vista, Escondido, Fallbrook, Bonsall, Riverside, Los Angeles, Orange County, Irvine, Corona, Anaheim, Santa Ana, Seattle, Washington, Bellevue, Kirkland, Redmond, Lynnwood, Olympia, Tacoma, Puyallup, Buckley, Auburn, Kent, Federal Way, Seatac, San Francisco, San Jose, Carson, Gardena, Hawthorne, Lawndale, Inglewood, Ladera Heights, View Park, Windsor Hills, Baldwin Hills, Fox Hills, Culver City, Beverly Hills, Malibu, Santa Monica, Brentwood, Calabasas, Encino, Bel Air Estates, Palos Verdes Estates, Rancho Palos Verdes, Rolling Hills, Rolling Hills Estates, Manhattan Beach, Redondo Beach, Hermosa Beach, Torrance, San Marcos, San Diego, Rancho Bernardo, Carlsbad, Escondido, Poway, Oceanside, Vista, Encinitas, Carmel Valley, Scripps, Tierra Santa, El Cajon, La Jolla, Chula Vista, National City, San Ysidro, Santee, Eastlake, Ramona, Long Beach, Artesia, La Palma, Cerritos, Compton, Lynwood, Bellflower, Temecula, Murrieta, Southern California, Northern California, Washington, Everett, Lynnwood, Tacoma, Kent, Federal Way, Auburn, Renton, Bellevue, Redmond, Kirkland, Whittier, Santa Fe Springs, Downey, Irvine, Newport Beach, Los Angeles, San Bernardino, Riverside and Orange County.

New 2009 VA Loan Limits - a snapshot

New VA Loan Limits for 2009 are now available.

The new limits range from the base limit of $417,000 up to $1,094,625 in the highest cost areas.

All VA loans require ZERO Mortgage Insurance, and as little as ZERO down payment.

Here are some of the new county limits:

CA
ALAMEDA
$1,094,625.00

CA
ALPINE
$503,750.00

CA
CONTRA COSTA
$1,094,625.00

CA
EL DORADO
$516,250.00

CA
LOS ANGELES
$737,500.00

CA
MARIN
$1,094,625.00

CA
MONO
$575,000.00

CA
MONTEREY
$525,000.00

CA
NAPA
$643,750.00

CA
NEVADA
$518,750.00

CA
ORANGE
$737,500.00

CA
PLACER
$516,250.00

CA
SACRAMENTO
$516,250.00

CA
SAN BENITO
$937,500.00

CA
SAN DIEGO
$593,750.00

CA
SAN FRANCISCO
$1,094,625.00

CA
SAN LUIS OBISPO
$610,000.00

CA
SAN MATEO
$1,094,625.00

CA
SANTA BARBARA
$656,250.00

CA
SANTA CLARA
$937,500.00

CA
SANTA CRUZ
$805,000.00

CA
SOLANO
$435,000.00

CA
SONOMA
$566,250.00

CA
VENTURA
$650,000.00

CA
YOLO
$516,250.00


FL
COLLIER
$487,500.00

FL
MONROE
$575,000.00

GA
GREENE
$560,000.00


WA
KING
$550,000.00

WA
PIERCE
$550,000.00

WA
SAN JUAN
$525,000.00

WA
SNOHOMISH
$550,000.00

The maximum guaranty amount (available for loans over $144,000) is 25 percent of the 2009 VA Limit shown below. Therefore, a veteran with full entitlement available may borrow up to the 2009 VA Limit shown below and VA will guarantee 25 percent of the loan amount. If a veteran has previously used entitlement that has not been restored, the maximum guaranty amount available to that veteran must be reduced accordingly.

VanDyk Mortgage is a Direct VA lender, and has been making VA Loans since 1987. Visit us on the web for more info or to apply for your VA Loan at http://www.vandykfunding.com/